Privacy Policy and Disclaimer

Who we are

Our website address is: It is managed by Lairic, LLC.

What personal data we collect and why we collect it


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: After approval of your comment, your profile picture is visible to the public in the context of your comment.


If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

Contact forms collect the information you submit, each contact form may vary in contents. In addition, some contact forms may collect data about your interests i.e. if you sign up for a freebie, you would be tagged as being interested in receiving information and updates about similar products or freebies.


We use cookies. Cookies help us track visitors, where they go, what they click on, when they leave. Cookies also help our content adjust to your preferences. For example, we may have a box that appears if you are not an email subscriber but goes away once you subscribe. The website is able to do that because a cookie tells the site you are already a subscriber. Cookies can also dictate what ads you are show. Ever wonder how you can be looking at a book on Amazon, then go to your favorite website and there is an Amazon link for the same book…cookies help with that. If you don’t want cookies you can usually setup your browser to not accept them.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.


We utilize Google Analytics to monitor site traffic. Google may collect some basic information about you such as demographics, time spent on our website, number of pages visited, etc. Google does not, however, identify individual visitors so we might be able to see that someone visited 3 pages, we can’t see who that was.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Additional information

Everything I write and present on this blog is for information only. I am constantly learning and evolving. I am not an expert. Everything I write here is based on personal experience or my own thought processes. I present different ways of thinking about various situations including life, business and finance. If you have questions about how any of these topics specifically relate to you, you should hire an expert in that area. I also don’t always update this blog regularly so that means my idea or perception of a topic may be different now versus when the post was originally written.


As with anything please seek out the advice of a local, knowledgeable professional before trying or doing anything on this site. I am pretty awesome but I’m not really an expert in any topic I blog about This blog is not meant to replace the advice and instruction of a competent prefessional. If you are a child reading this blog, always consult an adult for assistance with anything you may see here. If you are an adult, please make sure anything you read or try makes sense to you and, if need be, ask for help. You agree to take full responsibility for trying any ideas you see in this blog.


Lairic, LLC participates in affiliate advertising programs. If you click on a link on this blog it will likely result in me being compensated in some way. Theoretically I could also receive affiliate income by referencing products, linking to websites and/or using product placement in photos or videos. I always present my own opinion, positive or negative, regardless of any affiliate sponsorship. That means that you can be sure that if I say I like something, I do (though that doesn’t mean you will).


I collect various information about my visitors. This helps me present better content. This information might include name, email address, gender, location etc. I also may collect your interests, hobbies and other personal information via surveys and quizzes. This information is never sold or shared outside of businesses owned or run by Lairic, LLC unless we specifically have your permission to do so.  Your information may, however, be used from time to time to send you information about third party products or services we think you may be interested in. Rest assured, those parties will not ever be given your information without your permission.


We may often link to other helpful blog articles or websites. Sometimes those will be affiliate links, sometimes they won’t be. Either way, I can’t control a 3rd party website. I don’t know how they will use your information or what information they collect from you. Each site should have its own privacy policy page like this one. You should read it and understand it before continuing to utilize any third party site.